Terms of Use
1. Acceptance of terms
By accessing or using the Ace of Loans website and applying for a loan, you agree to be bound by these Terms of Use and any loan agreement you subsequently sign.
2. Eligibility
To apply for a loan, you must be of the age of majority in your province of residence, hold an active bank account eligible for instant bank verification, and meet our eligibility criteria, which may be updated from time to time.
3. Loan terms
Specific loan amounts, payment frequency, fees, and the applicable annual percentage rate (APR) — up to a maximum of 29% — will be presented and disclosed in your individual loan agreement before you accept. The calculator on our website provides illustrative estimates only.
4. Your responsibilities
- Provide accurate and truthful information during your application
- Maintain sufficient funds for scheduled payments
- Notify us promptly if your banking or contact information changes
- Contact us as soon as possible if you anticipate missing a payment
5. Website use
You agree not to misuse this website, attempt unauthorized access to our systems, or use the site for any unlawful purpose. Content on this site, including text, design, and branding, belongs to Ace of Loans and may not be reproduced without permission.
6. Limitation of liability
Ace of Loans provides this website "as is." While we work to keep information accurate and services available, we are not liable for indirect or incidental damages arising from your use of the site, to the extent permitted by law.
7. Changes to these terms
We may update these Terms of Use from time to time. Continued use of our website after changes are posted constitutes acceptance of the updated terms.
8. Contact us
Questions about these terms can be directed to info@aceofloans.com or 1-888-653-3369.