Lending, without
the wait or the mess.
We built Ace of Loans around a simple belief: getting a short-term loan shouldn't mean faxing paperwork, waiting in line, or wondering where your application stands.
Our story
Ace of Loans started with a straightforward frustration — traditional lending is slow, paper-heavy, and often opaque about what you'll actually pay. We set out to build something better: a fully digital process, from application to deposit, with nothing hidden in the fine print.
Today, we help people across Québec access personal loans from $250 to $1,250 through instant bank verification (IBV) — no faxing, no in-person visits, and no waiting days for an answer.
Our values
Speed
Every part of our process is built to move — from application to funds in your account.
Trust
Your data stays protected through secure bank verification, every step of the way.
Transparency
Every fee and rate is disclosed clearly, in your agreement, before you ever sign.
Support
A real team is available to help, whether you're applying or already a customer.
*Subject to your application being completed and approved before 11am.
Built by people who'd rather you spend less time on paperwork.
Our team combines lending experience with a product mindset — every screen, question, and step is designed to get you an answer faster, without cutting corners on security.