Select Your Loan Amount

Your principal loan

Choose the value of your loan

500$

Repayment period: 3 months
Annual interest rate: 23.99%

No documents required, quick loan!

Spontaneous bank deposit

750$

Repayment term: 4-5 months
Annual interest rate: 23.99%

No documents required, quick loan!

Spontaneous bank deposit

1250$

Repayment period: 5-6 months
Annual interest rate: 23.99%

No documents required, quick loan!

Spontaneous bank deposit

At Ace of Loans, our priority is speed.

Speed, security and simplicity are the fundamental principles of our community at Ace of Loans. Our Instant Bank Verification (IBV) system, with 256-bit encryption, is the easiest way to get a quick loan in Quebec.

Using this technology, widely adopted by Canada’s major banks and financial institutions, we are able to meet your financing needs with greater speed. No need to send documents, everything is done instantly.

We understand the urgency of mini-loan situations and know that every minute counts. Our micro-loans offer repayment flexibility, so you can choose options that suit you.

What Are The Benefits Of Instant Bank Verification (IBV)?

Improved speed

Increased safety

Increased simplicity

F.A.Q.

This cutting-edge technology has been adopted by the latest financial institutions. It gives us read-only access to your bank statement to verify your information. With this system, you no longer need to send us any documents, speeding up the approval process for your micro-loan.

It’s simply the most secure technology on the market, offering the same level of security as that used by the major Canadian banks. We will never have access to your username or password.

All we need is a read-only copy of your bank statement. In accordance with our privacy policy, this information will never be disclosed.

In no case. We can’t even log in to your account. We will simply receive a secure version of your bank statement.

The loan will not be renewed automatically. Renewal will only be effective after you have submitted a request and it has been approved.

No need to worry. Our team is here to find solutions in the event that you are unable to make a payment on time. However, we respect Canadian lending standards and regulations. As a result, we are obliged to demand full payment of all outstanding amounts, together with interest and any other associated charges in the event of default or contract amendment. In addition, if any legal costs arise due to non-payment on your amended agreement, these costs will be claimed and must be refunded. If, for any reason, we are unable to agree on a repayment plan for your loan, we will turn your file over to a collection agency, which could have an impact on your credit rating. It’s in your best interest to pay your installments on time.

Of course, let’s take a concrete example: suppose you need to withdraw $750. You’ll receive the money in your account by the end of the day. Once you’ve received your loan, you can pay it back in 10 installments of $120 each.

This system simplifies the process for you. You don’t have to worry about finding a fax machine, scanning documents, or even sending us anything. However, please note that the traditional method is still available. If you choose this option, simply send us your bank statement for the last 31 days, a recent pay stub, proof of identity, proof of address and a specimen cheque to approbations@aceofloans.com or via your Customer Access.

Follow these three easy steps to get your loan today*.

1. Fill in our form

2. Rapid validation

3. Direct deposit into your bank account

*Subject to your file being completed and approved before 11 am.

Recevez votre prêt en un rien de temps, dès maintenant!