Get your loan
without delay.

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Loan available without verification.

No paperwork required! Fully digital process.

1. Online loan application

Complete the form to submit your request.

2. Instant bank verification (IBV)

Approval takes just a few moments.

3. Ultra-fast loan

With direct deposit, the funds will be in your account on the same day.

*Subject to your file being completed and approved before 11 am.

Loan with IBV verification, no need for supporting documents.

Direct deposit to your account!

Avoid the hassle of searching for and providing documents with IBV technology. With our ultra-fast approval process, you’ll be on your way in just a few minutes!

*The example provided by the simulator is for illustrative purposes only. It assumes that the borrowed sums have been repaid in full according to the agreed schedule, with no further withdrawals or cash advances before full repayment. The above example includes a weekly membership fee of $20, which must be paid by the customer for as long as the
credit is not repaid in full.

Your Loan Simulation Tool

Payment Amount

Per week

62$

Per instalment, spread over approximately 91 days

Per 2 weeks

104$

Per instalment, spread over approximately 112 days

Per month

246$

Per instalment, spread over approximately 92 days

Payment Amount

Per week

68$

Per instalment, spread over approximately 119 days

Per 2 weeks

120$

Per instalment, spread over approximately 140 days

Per month

272$

Per instalment, spread over approximately 123 days

Payment amount

Per week

80$

Per instalment, spread over approximately 126 days

Per 2 weeks

137$

Per instalment, spread over approximately 154 days

Per month

292$

Per instalment, spread over approximately 153 days

Payment Amount

Per week

85$

Per instalment, spread over approximately 147 days

Per 2 weeks

152$

Per instalment, spread over approximately 168 days

Per month

304$

Per instalment, spread over approximately 183 days

*Subject to your file being completed and approved before 11 am.

Your Loan Simulation Tool

Payment Amount

Per week

62$

Per instalment, spread over approximately 91 days

Per 2 weeks

104$

Per instalment, spread over approximately 112 days

Per month

246$

Per instalment, spread over approximately 92 days

Payment Amount

Per week

68$

Per instalment, spread over approximately 119 days

Per 2 weeks

120$

Per instalment, spread over approximately 140 days

Per month

272$

Per instalment, spread over approximately 123 days

Payment Amount

Per week

80$

Per instalment, spread over approximately 126 days

Per 2 weeks

137$

Per instalment, spread over approximately 154 days

Per month

292$

Per instalment, spread over approximately 153 days

Payment Amount

Per week

85$

Per instalment, spread over approximately 147 days

Per 2 weeks

152$

Per instalment, spread over approximately 168 days

Per month

304$

Per instalment, spread over approximately 183 days

*Subject to your file being completed and approved before 11 am.

Why choose us

No documents required

You won’t need to send documents by fax or email.

Privacy and security

Thanks to our IBV technology, your confidentiality and security are guaranteed.

No credit check

No credit check is performed throughout the process.

Direct deposit

Get your loan the same day*, directly deposited into your account.

*Subject to your file being completed and approved before 11 am.

Recevez votre prêt en un rien de temps, dès maintenant!

Customer Testimonials

“Ace of Loans was my lifeline. The application process was quick and easy. Thanks to IBV verification, I received my funds quickly. Customer service, especially Stephanie, was remarkably calm and helpful. Ace of Loans offers the best service on the market.”

– Kiara K.

“Ace of Loans was the answer to my urgent needs. The quick process impressed me, as did the speed with which the funds were deposited. I recommend Ace of Loans for reliable, hassle-free service.”

– Cécile R.

“My experience with Ace of Loans has been exceptional. The simple application process, quick IBV verification and friendly customer service really impressed me. Etienne was very patient and efficient. Ace of Loans offers fast, hassle-free service. I highly recommend.”

– Pierre M.

F.A.Q.

We’ve partnered with leading financial institutions to offer you an annual interest rate of 23.99%.

If the pre-authorized debit is rejected, a $60 fee will apply. In addition, your financial institution may charge you an NSF (non-sufficient funds) fee. To avoid additional charges, we strongly recommend that you double-check that you have sufficient funds before the debit date.

Any initial withdrawals made on your credit facility will be repaid according to a schedule of equal and consecutive payments, allowing full repayment of the amounts due over periods ranging from three to six months. Then, if you are entitled to re-borrow against the availability of your credit facility, this will be added to the principal still owing on any previous withdrawals, and a new amortization schedule will be agreed to repay the amount over a predetermined number of equal payments. This process will be repeated for any subsequent re-borrowing.

The loan will not be renewed automatically. Renewal will only be effective after you have submitted a request and it has been approved.

No need to worry. Our team is here to find solutions in the event that you are unable to make a payment on time. However, we respect Canadian lending standards and regulations. As a result, we are obliged to demand full payment of all outstanding amounts, together with interest and any other associated charges in the event of default or contract amendment. In addition, if any legal costs arise due to non-payment on your amended agreement, these costs will be claimed and must be refunded. If, for any reason, we are unable to agree on a repayment plan for your loan, we will turn your file over to a collection agency, which could have an impact on your credit rating. It’s in your best interest to pay your installments on time.

Of course, let’s take a concrete example: suppose you need to withdraw $750. You’ll receive the money in your account by the end of the day. Once you’ve received your loan, you can pay it back in 10 installments of $120 each.

F.A.Q.

We’ve partnered with leading financial institutions to offer you an annual interest rate of 23.99%.

If the pre-authorized debit is rejected, a $60 fee will apply. In addition, your financial institution may charge you an NSF (non-sufficient funds) fee. To avoid additional charges, we strongly recommend that you double-check that you have sufficient funds before the debit date.

Any initial withdrawals made on your credit facility will be repaid according to a schedule of equal and consecutive payments, allowing full repayment of the amounts due over periods ranging from three to six months. Then, if you are entitled to re-borrow against the availability of your credit facility, this will be added to the principal still owing on any previous withdrawals, and a new amortization schedule will be agreed to repay the amount over a predetermined number of equal payments. This process will be repeated for any subsequent re-borrowing.

The loan will not be renewed automatically. Renewal will only be effective after you have submitted a request and it has been approved.

No need to worry. Our team is here to find solutions in the event that you are unable to make a payment on time. However, we respect Canadian lending standards and regulations. As a result, we are obliged to demand full payment of all outstanding amounts, together with interest and any other associated charges in the event of default or contract amendment. In addition, if any legal costs arise due to non-payment on your amended agreement, these costs will be claimed and must be refunded. If, for any reason, we are unable to agree on a repayment plan for your loan, we will turn your file over to a collection agency, which could have an impact on your credit rating. It’s in your best interest to pay your installments on time.

Of course, let’s take a concrete example: suppose you need to withdraw $750. You’ll receive the money in your account by the end of the day. Once you’ve received your loan, you can pay it back in 10 installments of $120 each.

Quick loans available from $250 to $1250 at any time!

Apply Now